Sample Letter: Dear Madam Sir; I write on behalf of your customer who has signed a builder's mortgage agreement with you and was approved. He made a down payment to purchase, signed a mortgage with you to purchase and signed in your Sales Office with this agreement to own the property. However, on closing day he did not have counsel and with the immediate conflict of interest, the closing should have been delayed until counsel was available to assist him to ensure the conflict of interest was avoided. You are in receipt of his down payment. The closing date is scheduled as 30 days from today's date. The terms of the mortgage you are providing are unusual and seem to deny exclusive occupation but they do not deny ownership while the terms also amount to a bare licence instead of exclusive occupation with ownership. Your reputation precedes you for your consideration of communal excellence and construction excellence as awarded. You are not new to the industry. As such, you are also aware that any contract for a mortgage has implicit statutory standard charge terms and any contract purporting to be a mortgage must comply and cannot deny, exclude or conflict with the terms as written and provided in the legislation by the government for protection of the public in general. He has asked us to review the document and part and parcel to the agreement, the standard mortgage terms will constitute the terms of the mortgage for the mutual benefit and compliance protecting both parties to the contract as mutually understood and agreed. The standard charge terms do not have to appear as a schedule to the contract. The terms are included statutorily. They are a part of the mortgage contract if the document states that it is a mortgage. Thanks and Regards, Warren A. Lyon. Second Letter After Closing –----------------------------------------- As concerning your customer, he has paid his mortgage faithfully while there are people entering his unit unannounced and taking food out of his fridge. Are those your employees? The Head Office has been notified. Three years later as of today's date the mortgage is now expired. He has now decided to sell the property which was duly registered to him upon closing. It was certainly registered on title as it should have been. As the mortgage expired today, it may take time to sell although it is certainly listed. The estimated market value of the one unit is £650,000.00. It is standard within the statutory terms that his right to an equity of Redemption remains and he is entitled to pay you an occupation rent if requested since you are the mortgagee or such rent can ne added to the statement of adjustments concerning the debt outstanding to close out the mortgage. He cannot be a trespasser but maintains a right to be on the premises with exclusive occupation within his right until the property is sold within the time allotted by statute. He is also entitled to compensation for every intrusion of his personal privacy. It is a trespass offense and a s.8 Charter violation. This letter is to confirm the legal position which is already agreed to by your reputable company and its representatives. Thanks and Regards, Warren A. Lyon. Bill to client: flat fee 4000.00; donation only service paid by money gram.
Sample Letter: Dear Madam Sir;
I write on behalf of your customer who has signed a builder's mortgage agreement with you and was approved. He made a down payment to purchase, signed a mortgage with you to purchase and signed in your Sales Office with this agreement to own the property. However, on closing day he did not have counsel and with the immediate conflict of interest, the closing should have been delayed until counsel was available to assist him to ensure the conflict of interest was avoided.
You are in receipt of his down payment. The closing date is scheduled as 30 days from today's date. The terms of the mortgage you are providing are unusual and seem to deny exclusive occupation but they do not deny ownership while the terms also amount to a bare licence instead of exclusive occupation with ownership. Your reputation precedes you for your consideration of communal excellence and construction excellence as awarded. You are not new to the industry. As such, you are also aware that any contract for a mortgage has implicit statutory standard charge terms and any contract purporting to be a mortgage must comply and cannot deny, exclude or conflict with the terms as written and provided in the legislation by the government for protection of the public in general. He has asked us to review the document and part and parcel to the agreement, the standard mortgage terms will constitute the terms of the mortgage for the mutual benefit and compliance protecting both parties to the contract as mutually understood and agreed. The standard charge terms do not have to appear as a schedule to the contract. The terms are included statutorily. They are a part of the mortgage contract if the document states that it is a mortgage.
Thanks and Regards,
Angel Ronan Lex Scripta(TM)
Second Letter After Closing
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As concerning your customer, he has paid his mortgage faithfully while there are people entering his unit unannounced and taking food out of his fridge. Are those your employees? The Head Office has been notified. Three years later as of today's date the mortgage is now expired. He has now decided to sell the property which was duly registered to him upon closing. It was certainly registered on title as it should have been. As the mortgage expired today, it may take time to sell although it is certainly listed. The estimated market value of the one unit is £650,000.00. It is standard within the statutory terms that his right to an equity of Redemption remains and he is entitled to pay you an occupation rent if requested since you are the mortgagee or such rent can ne added to the statement of adjustments concerning the debt outstanding to close out the mortgage. He cannot be a trespasser but maintains a right to be on the premises with exclusive occupation within his right until the property is sold within the time allotted by statute. He is also entitled to compensation for every intrusion of his personal privacy. It is a trespass offense and a s.8 Charter violation.
This letter is to confirm the legal position which is already agreed to by your reputable company and its representatives.
Thanks and Regards,
Angel Ronan Lex Scripta(TM)
Bill to client: flat fee 4000.00; donation only service paid by money gram.
I write on behalf of your customer who has signed a builder's mortgage agreement with you and was approved. He made a down payment to purchase, signed a mortgage with you to purchase and signed in your Sales Office with this agreement to own the property. However, on closing day he did not have counsel and with the immediate conflict of interest, the closing should have been delayed until counsel was available to assist him to ensure the conflict of interest was avoided.
You are in receipt of his down payment. The closing date is scheduled as 30 days from today's date. The terms of the mortgage you are providing are unusual and seem to deny exclusive occupation but they do not deny ownership while the terms also amount to a bare licence instead of exclusive occupation with ownership. Your reputation precedes you for your consideration of communal excellence and construction excellence as awarded. You are not new to the industry. As such, you are also aware that any contract for a mortgage has implicit statutory standard charge terms and any contract purporting to be a mortgage must comply and cannot deny, exclude or conflict with the terms as written and provided in the legislation by the government for protection of the public in general. He has asked us to review the document and part and parcel to the agreement, the standard mortgage terms will constitute the terms of the mortgage for the mutual benefit and compliance protecting both parties to the contract as mutually understood and agreed. The standard charge terms do not have to appear as a schedule to the contract. The terms are included statutorily. They are a part of the mortgage contract if the document states that it is a mortgage.
Thanks and Regards,
Angel Ronan Lex Scripta(TM)
Second Letter After Closing
–-----------------------------------------
As concerning your customer, he has paid his mortgage faithfully while there are people entering his unit unannounced and taking food out of his fridge. Are those your employees? The Head Office has been notified. Three years later as of today's date the mortgage is now expired. He has now decided to sell the property which was duly registered to him upon closing. It was certainly registered on title as it should have been. As the mortgage expired today, it may take time to sell although it is certainly listed. The estimated market value of the one unit is £650,000.00. It is standard within the statutory terms that his right to an equity of Redemption remains and he is entitled to pay you an occupation rent if requested since you are the mortgagee or such rent can ne added to the statement of adjustments concerning the debt outstanding to close out the mortgage. He cannot be a trespasser but maintains a right to be on the premises with exclusive occupation within his right until the property is sold within the time allotted by statute. He is also entitled to compensation for every intrusion of his personal privacy. It is a trespass offense and a s.8 Charter violation.
This letter is to confirm the legal position which is already agreed to by your reputable company and its representatives.
Thanks and Regards,
Angel Ronan Lex Scripta(TM)
Bill to client: flat fee 4000.00; donation only service paid by money gram.
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