Warren A. Lyon with Verica Favour™ Card Financial Product Concept and Design at Angel Ronan Lex Scripta™ has sent a proposal to Visa and Mastercard involving the design of a new personal Visa or MasterCard pay as you go, prepaid card that will have the same flexibility as a prepaid mobile phone service. It will encourage card account holders to have a positive credit card balance. The card can begin as a Visa or MasterCard gift card and then you can carry through with the card to use it on a regular prepaid basis anywhere by topping up the card as a bill payment with your online banking system. You should also be able to make top up payments at any gas station anywhere in the world or at Convenience stores where you buy phone account top ups. A personalized card will be sent automatically to the client upon the expiration of the original gift card or upon request. This creates a valuable customer base for this new type of product and the educational aspect of the debt credit card with high interest and required monthly payments will still continue while the $2.00 to be billed per transaction, a "one time" $6.00 membership and the money market loans that the card company servicing the Verica ™ type card will be able to make for operational interest money market earnings is a billion dollar boon. The card will always approve transactions with credit available up to $100.00 in credit. If the $100.00 limit is reached, then the card will not work until a further deposit is made and as such, it It is essentially a new kind of bank account that begins as s gift card really and is quite handy for those unusual emergencies maybe to pay for parking or for a subway ride ticket in foreign country where cash or the regular ATM card may not be available as a means of purchase.

 Warren A. Lyon with  Verica Favour™  Card  Financial Product Concept and Design at Angel Ronan Lex Scripta™ has sent a proposal to Visa and Mastercard involving the design of a new personal Visa or MasterCard pay as you go,  prepaid  card that will have the same flexibility as a prepaid mobile phone service.   It will encourage card account holders to have a positive credit card balance.  The card can begin as a Visa or MasterCard gift card and then you can carry through with the card to use it on a regular prepaid basis anywhere by topping up the card as a bill payment with your online banking system.  You should also be able to make top up payments at any gas station anywhere in the world or at Convenience stores where you buy phone account top ups.   A personalized card will be sent automatically to the client upon the expiration of the original gift card or upon request.  This creates a valuable customer base for this new type of product and the educational aspect of the debt credit card with high interest and required monthly payments will still continue while the $2.00 to be billed per transaction, a "one time" $6.00 membership and the money market loans that the card company servicing the Verica ™ type card will be able to make for operational interest money market earnings is a billion dollar boon. The card will always approve transactions with credit available up to $100.00 in credit.  If the $100.00 limit is reached, then the card will not work until a further deposit is made and as such, it  It is essentially a new kind of bank account that begins as s gift card really and is quite handy for those unusual emergencies maybe to pay for parking or for a subway ride ticket in foreign country where cash or the regular ATM card may not be available as a means of purchase.