Angel Ronan SHOKUNIN Reports. The rationale of automation. It saves the economy and banks money. The reality of the speed and automation of bank transactions is seen in all bank card transactions. You use your card to spend $2600.00 on a Vacation or hotel stay. Visa or it's banking correspondent is not "holding" or delaying the transaction. It is paid instantly. You could spend $90,000.00 in one transaction while travelling with your family. It goes through instantly. But if you send a wire transfer for some amount, all of this inefficient human circus behaviour manifests some where in the banking system, intent on robbing the sender or the beneficiary as they want to know what you understand about banking. We understand that the bene name and account number are correct. You will now receive our repeated requests that you confirm when you made the payment, crediting it into the account. The government will deduct use of funds charges from you for compensation to be paid to the sender for every day that you delay. The government sees the transfer.

 Angel Ronan SHOKUNIN Reports. The rationale of automation.  It saves the economy and banks money. 

The reality of the speed and automation of bank transactions is seen in all bank card transactions. You use your card to spend $2600.00 on a Vacation or hotel stay. Visa or it's banking correspondent is not "holding" or delaying the transaction. It is paid instantly.  You could spend $90,000.00 in one transaction while travelling with your family.  It goes through instantly.   But if you send a wire transfer for some amount, all of this inefficient human circus behaviour manifests some where in the banking system, intent on robbing the sender or the beneficiary as they want to know what you understand about banking. We understand  that the bene name and account number are correct. You will now receive our repeated requests that you confirm when you made the payment, crediting it into the account. The government will deduct use of funds charges from you for compensation to be paid to the sender for every day that you delay. The government sees the transfer.     

 The payment is to be credited within 24 hours after being sent. We might accept 48 Hours since the human is still tolerated in this format of transmission; until now since the delays cost the bank in delayed payment charges. 

While "more secure" can be subjective, many people find Automated Teller Machines (ATMs) more secure than human tellers for specific types of transactions because they prioritize privacy, consistency, and technological safeguards.

Here is a breakdown of why a machine might be considered the "safer" option in certain contexts:

1. Privacy and Discretion

 * Reduced "Eavesdropping": At a teller window, you often have to state your withdrawal amount or answer questions out loud, which people in line behind you might overhear. At an ATM, the interaction is silent.

 * Anonymity: Machines don't have "off days" or personal biases. They don't recognize you, remember your face, or know your personal business beyond the data on the screen.

 * No Judgment: Some users prefer machines for privacy regarding the frequency or size of their withdrawals, avoiding the "small talk" or potential scrutiny that can occur with a person.

2. Technological Security Features

 * Two-Factor Authentication: Most ATMs require a physical token (your card) and a secret knowledge factor (your PIN). While tellers also verify ID, the digital encryption used by ATMs is designed to be virtually impossible for a human to bypass without the correct PIN.

 * Consistent Surveillance: ATMs are equipped with dedicated, high-resolution cameras that record every second of the transaction from a close-up angle.

 * Encryption: From the moment you enter your PIN, the data is encrypted. Unlike a human who might accidentally leave a withdrawal slip visible on a counter, a machine processes the data and clears the screen immediately.

3. Lower Risk of "Human Error" or Fraud

 * Fixed Limits: ATMs have hard-coded daily withdrawal limits. While this can be an inconvenience, it serves as a safety net; even if someone steals your card and PIN, they can usually only take a few hundred dollars. A teller might be manipulated or coerced into overriding certain protections for larger sums.

 * Elimination of Internal Fraud: While rare, "insider threats" (employees accessing account details) are a reality in banking. A machine removes the human middleman from the equation, reducing the number of people who handle your physical cash or see your balance.

4. Physical Security of the Machine

 * Built-in Safes: Modern ATMs are essentially high-tech safes. They are designed with vibration, tilt, and heat sensors that alert authorities if someone tries to tamper with them.

 * Drive-Thru Options: Many ATMs allow you to stay inside your locked vehicle, which provides a layer of physical protection from the environment that walking into a lobby does not.