We advised Game Cater Lines not to pay any false balance owing until she has refiled her taxes. Garth Ramerpor has advised her to go ahead and pay the curry debt based on the erroneous tax return. Otherwise Game Cater Line is a fool and an Ass for letting Fishgyal and Ramapor use her for attention. She did not let me assist her. She did not take my advice to seek a refund from the previous accountant or at least explain to him that the 22 year old property needed repairs which is what the expenses exemplify. As such, she would expect a refund instead of following the CCA method. It looks like Fishgyal is trying to eat her. Nonetheless, we will not let Game Cater Lines be a victim of fraud by David Smith; not Ramapor and Janet Smith whose alias is Akrea Befeld Fishgyal. There is no Garth Ramerpor. This is our report for anyone in a similar situation. Click here. Angel Ronan SHOKUNIN Report 020226: Prepared by Warren A. Lyon. Call us for your 2025 Taxes. Warren can help.

We   advised Game Cater Lines not to pay any false balance owing until she has refiled her taxes. 

Garth Ramerpor has advised her to go ahead and pay the curry debt based on the erroneous tax return. 

Otherwise Game Cater Line is a fool and an Ass for letting Fishgyal and Ramapor use her for attention. 

She did not let me assist her. She did not take my advice to seek a refund from the previous accountant or at least explain to him that the 22 year old property needed repairs which is what the expenses exemplify. As such, she would expect a refund instead of following the CCA method. It looks like Fishgyal is trying to eat her. 

Nonetheless, we will not let Game Cater Lines be a victim of fraud by David Smith; not Ramapor and Janet Smith whose alias is Akrea  Befeld Fishgyal. There is no Garth Ramerpor. 

This is our report for anyone in a similar situation. 

Click here.

Angel Ronan  SHOKUNIN Report 020226: 

Prepared by Warren A. Lyon. Call us for your 2025 Taxes. Warren can help.

Akrea Fishgyal tabulated the expenses so that it was incomplete.  The accountant slept with her and input the wrong amount to defend her niggardliness. Her real name is Janis or Juanita Smith  (something like that) and was a bank robber in that name just after the Buju Banton concert in Toronto in 1995. 

Warren finished the expenses that amounted to more than $40,000.00. The accountant input less than $4000.00 and so the assessment stated that there was tax to be paid but only because of his innocent inputting mistakes or he was drunk with her backside in his face because she wanted to Fishgyal see her authority with the wrong numbers on the tax return. He could resubmit it with correct numbers and stop sleeping with Akrea. She attended church with the accountant. Then she attended with her husband.  Her husband though has a good ministry. He is bringing  Akrea to salvation in Court where she is charged for fraud.  God bless. 

 Our report indicates what should happen with the amounts inputted correctly with rental expenses including reasonable repairs( not improvements) that exceed the rental income. So, there is no tax owing. Her expenses satisfy the definition of repairing.  The tiles were cracked. The counters were pealing. 

Is Akrea determined to harass me? 

Under the CRA’s 2026 guidelines, whether you receive a tax refund depends entirely on how the $50,000 renovation is classified. Even though you describe them as "basic," the CRA has a strict definition of what can be deducted immediately.

1. The "Refund" Trigger: Current vs. Capital

To get a refund this year, your $50,000 must be classified as a Current Expense.

 * Current Expenses (Deductible Now): These are repairs that restore the property to its original condition without improving it (e.g., painting, fixing a leaky roof, replacing broken floor tiles with similar ones). If the $50,000 fits this, it creates a $14,000 rental loss ($36,000 income - $50,000 expense).

 * Capital Expenses (Deductible Over Years): If the "basic renovations" included upgrades like new windows, a new furnace, or a kitchen remodel that increased the property's value, they are Capital Expenses. You cannot deduct the $50,000 at once. Instead, you claim a small percentage (usually 4%) annually through Capital Cost Allowance (CCA).

> Crucial Rule: You cannot use CCA (depreciation) to create or increase a rental loss. If your renovations are Capital, you can only deduct enough to bring your rental income to $0; you cannot go into the "negative" to get a refund from your other income.

> 

2. Impact on Your Total Tax Return

If the $50,000 is accepted as a Current Expense, your tax picture looks like this:

| Income Source | Annual Amount |

|---|---|

| Real Estate Commissions | $12,000 |

| Pension ($1,300/mo) | $15,600 |

| OAS (Standard) | ~$8,500 |

| Rental Income | -$14,000 (Loss) |

| Estimated Taxable Income | ~$22,100 |

Income Source	Annual Amount
Real Estate Commissions	$12,000
Pension ($1,300/mo)	$15,600
OAS (Standard)	~$8,500
Rental Income	-$14,000 (Loss)
Estimated Taxable Income	~$22,100

At $22,100, your income is quite low. If you had tax withheld from your real estate commissions or pension during the year, you would likely receive a significant refund.

3. The "GIS" Warning (Guaranteed Income Supplement)

There is a catch with the GIS. The CRA and Service Canada look at your Net Income to determine your GIS eligibility.

 * Income Limit: For 2026, a single senior must generally earn less than $22,488 (excluding OAS) to qualify for GIS.

 * The Trap: If your renovations are considered Capital, your income remains too high (~$63,000 before OAS), and you will likely lose your GIS entirely.

 * The Benefit: If they are Current, and your income drops to ~$22,000, you might suddenly qualify for more GIS next year.

4. Summary Table

| If Renovations are... | Can you get a refund? | Effect on GIS |

|---|---|---|

| Current Repairs | Yes. Offsets other income. | May help you keep/gain GIS. |

| Capital Improvements | Unlikely. Only offsets rental income. | Likely lose GIS due to high total income. |

Otherwise Game Cater Line is a fool and an Ass for letting Fishgyal and Ramapor use her for attention. 

She did not let me assist her. She did not take my advice to seek a refund from the previous accountant or at least explain to him that the 22 year old property needed repairs which is what the expenses exemplify. As such, she would expect a refund instead of following the CCA method. 

If Renovations are...	Can you get a refund?	Effect on GIS
Current Repairs	Yes. Offsets other income.	May help you keep/gain GIS.
Capital Improvements	Unlikely. Only offsets rental income.	Likely lose GIS due to high total income.